SG Property Purchase Affordability Check

	Source of Fund	Amount ($)	Remarks
1)	Cash		Required for the 1st 5% downpayment
2)	CPF		Can be used for the next 15% payment Check amt @ CPF Online
3)	Potential sale proceeds of existing property		Target sale price - outstanding loan amt (non-cash component)
4)	1st Timer's Grant †		Check amt @ EC Guide
5)	Resale Levy for 2nd Timer †		Check amt @ EC Guide
6)	Bank Loan		Based on TDSR / MSR
7)	Total funds available to you		(1)+(2)+(3)+(4)+(6)-(5)
8)	Aditional Buyer Stamp Duty	- 5% 12% 15% 20% 25%	5% - SPR 1st ppty 12% - S'porean 2nd ppty 15% - S'porean & SPR subsequent ppty 20% - Foreigner 25% - Entities
9)	Indicative value of property ‡		Excluding All Stamp Duties
	a. Without Loan
	b. Maximise Cash On Hand
	c. Maximise Loan - 75%		Click here for Payment Schedule and investment overview
Notes: † For EC Buyer only ‡ Stamp duties can be paid by Cash or CPF ‡ 5% Cash and 15% (Cash or Cash+CPF) are factored in the calculation

Disclaimer:
While all reasonable care has been undertaken to ensure accuracy of the information and calculation, the agent and his agency will not be held responsible for any discrepancy. For feedback, please contact Cyan Ho at (+65)9066 6966 or via email yeongcyan.ho@orangetee.com