TOTAL DEBT SERVICING RATIO

Add 2nd Borrower

Borrower 1 Gross Monthly Income:

Age of Borrower 1 Yrs
Gross Monthly Income $
Variable Income $
Variable Income after 30% Hair-cut $

Borrower 2 Gross Monthly Income:

Age of Borrower 2 Yrs
Gross Monthly Income $
Variable Income $
Variable Income after 30% Hair-cut $

Combined Monthly Income $
TDSR Threshold (60%) $

Borrower 1 Total Debt Obligations:

Housing Loan $
Car Loan $
Credit Card Loan $
Other Loan $
Total Monthly Debt Obligations $

Borrower 2 Total Debt Obligations:

Housing Loan $
Car Loan $
Credit Card Loan $
Other Loan $
Total Monthly Debt Obligations $

TDSR Threshold Amount $
Maximum Loan Tenure Yrs

Interest Rate
Estimated Loan Quantum $
Value of Property (80% LTV) $

Note:-
[1] Max loan tenure for bank loan is 30 years for up to 80% LTV (Loan-To-Value).

[2] For EC purchase, please compare the figures with the calculation in MSR calculator, whichever lower applies.

Disclaimer:
While all reasonable care was undertaken to ensure accuracy of the information and calculation, the agent and his agency will not be held responsible for any discrepancy. For feedback, please contact Cyan Ho at (+65)9066 6966 or via email yeongcyan.ho@orangetee.com



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