MORTGAGE SERVICE RATIO - applicable for purchase of HDB/EC only

I am buying,

HDB
Executive Condominium

Add 2nd Borrower

Borrower 1 Gross Monthly Income:

Age of Borrower 1 Yrs
Gross Monthly Fixed Income $
Annual Variable Income $
Variable Income after 30% Hair-cut $

Borrower 2 Gross Monthly Income:

Age of Borrower 2 Yrs
Gross Monthly Fixed Income $
Annual Variable Income $
Variable Income after 30% Hair-cut $
Combined Monthly Income $
MSR Threshold (30%) $

Maximum Loan Tenure Yrs
Interest Rate
Estimated Loan Quantum $
Value of Property (80% LTV) $

Note:-
[1] Max loan tenure for HDB loan is 25 years for up to 80% LTV (Loan-To-Value).

[2] Max loan tenure for bank loan is 30 years for EC for up to 80% LTV.

[3] For EC purchase, please compare the figures with the calculation in TDSR Calculator, whichever lower applies.

Disclaimer:
While all reasonable care was undertaken to ensure accuracy of the information and calculation, the agent and his agency will not be held responsible for any discrepancy. For feedback, please contact Cyan Ho at (+65)9066 6966 or via email yeongcyan.ho@orangetee.com


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